Business Loans

First New Mexico Bank, Las Cruces offers a complete and comprehensive line of commercial loans.

Our highly qualified commercial lending officers can tailor a loan for your specific business needs. Our lenders have lived and worked in the local community for their entire careers, making them well versed and knowledgeable.  First New Mexico Bank can find a commercial product that will meet your business needs. 


Commercial Term Loans
Commercial Term loans:

Do you need a working capital loan or a term loan to allow you to make capital improvements or make equipment purchases? We offer loans for your business with a repayment schedule to fit your needs.

Commercial Lines of Credit
Commercial Lines of Credit:

Do you need capital to fund your growing business? A working capital line of credit can fill the gap between accounts receivable and accounts payable. It can support orders and contracts you receive to stabilize cashflows during peaks in your business cycle.

Commercial Real Estate
Commercial Real Estate:

Outgrown your present business facility? First New Mexico Bank, Las Cruces can finance your new location or expansion/improvements on your existing facility. A commercial mortgage could be the answer for you. Let us help!

Construction Loans
Construction Loans:

Our lending staff has extensive experience in construction lending, including residential, commercial and subdivision financing. We will draw on this experience to tailor a construction loan to meet your particular needs, including making it a smooth transition from construction to permanent financing.

Letters of Credit
Letters of Credit:

Are your suppliers looking for a guarantee they will be paid? A commercial letter of credit from First New Mexico Bank, Las Cruces will assure your business partners will be paid for goods and services they provide. We also issue letters of credit for subdivision projects.

SBA Loans
Small Business Administration (SBA) Loans:

Are you a new business or concerned that you may not qualify for a conventional bank loan? First New Mexico Bank, Las Cruces offers a variety of term loan and line of credit options backed by government-sponsored loan guarantees.

For more information, please contact our Commercial Loan Department today at
(575) 556-3000.

*All credit applications are subject to standard credit and underwriting approval.

We participate in the following SBA programs:

  • 7A
  • 504
  • Patriot Express
  • SBAExpress

Meet Our Commercial Lending Officers:

Abraham Camarena - Vice President
Abraham Camarena

NMLS #1612417

With over 8 years of commercial and consumer lending experience, Abraham is looking forward to establishing long lasting banking relationships with people and businesses in Las Cruces and the surrounding communities.  Abraham invites you to come see him to discuss your financial needs.

Lisa Key - Senior Vice President
Lisa Key

Senior Vice President
NMLS #2158247

Lisa has been a part of the Las Cruces banking community for over 25 years. “The best part of my job has always been in finding a solution to help local businesses succeed.”

Phil Stevens

Vice President
NMLS #649210

Phil has been building relationships with his customers and meeting their commercial banking plans.  His 40-year banking career has been dedicated to serving customers in New Mexico and Arizona. Phil understands the needs and concerns business owners face and what is important in meeting their financial goals. Come in and start a banking relationship with Phil.

Zachery Freilino

Commercial/Consumer Lender
NMLS #2020420

Zachery is a Las Cruces native and graduate of New Mexico State University with a degree in Business Administration. He’s an experienced Commercial and Consumer lender. Whether you are looking for a personal loan or expanding your business, Zachery understands how important growth is to the success of this community. Zachery is looking forward to building lasting banking relationships with people and local businesses in Las Cruces and the surrounding areas.