{"id":40,"date":"2019-06-11T18:44:15","date_gmt":"2019-06-11T18:44:15","guid":{"rendered":"http:\/\/wordpress.1stnmblc.fnmbfincorp.com\/?page_id=40"},"modified":"2025-12-12T18:02:46","modified_gmt":"2025-12-12T23:02:46","slug":"deposit-products","status":"publish","type":"page","link":"https:\/\/firstnewmexicobanklc.com\/index.php\/deposit-products\/","title":{"rendered":"Deposit Products"},"content":{"rendered":"
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Deposit Products<\/h2><\/div><\/div><\/div><\/div>
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First New Mexico Bank, Las Cruces offers a wide variety of accounts and convenient services to make banking easier, but the best part is that we are here for you.
The latest products and services delivered with a personal touch. That's our promise to you.<\/b><\/p>\n

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Lite Checking:<\/strong><\/h4>\n
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  • An excessive item charge of $.25 for each debit\/withdrawal in excess of 25 (twenty-five) per cycle<\/li>\n
  • Paper statement fee of $3.00 per month to receive paper statement<\/li>\n<\/ul><\/div><\/div>

    E-Checking:<\/strong><\/h4>\n
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    • $100 minimum daily balance required each monthly statement cycle to avoid $3.00 monthly service charge<\/li>\n
    • Paper statement fee of $3.00 per month if not set up with eStatement<\/li>\n
    • Online Banking required for eStatement<\/li>\n<\/ul><\/div><\/div>

      Personal Checking:<\/strong><\/h4>\n
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      • $200 minimum daily balance required each monthly statement cycle to avoid $5.00 monthly service charge<\/li>\n
      • Paper statement fee of $3.00 per month to receive paper statement<\/li>\n<\/ul><\/div><\/div><\/div><\/div>

        Senior Checking: <\/strong><\/h4>\n
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        • Age 55 and over<\/li>\n
        • No monthly service charge<\/li>\n
        • No minimum balance required<\/li>\n
        • No interest earned<\/li>\n
        • Unlimited check writing<\/li>\n
        • Complimentary basic checks<\/li>\n
        • No paper statement fee<\/li>\n<\/ul><\/div><\/div>
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          Interest Checking:<\/strong><\/h4>\n
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          • $1,000 minimum daily balance required each monthly statement cycle to avoid $10.00 monthly service charge; interest paid on daily balance above minimum $1,000<\/li>\n
          • Paper statement fee of $3.00 per month to receive paper statement<\/li>\n<\/ul><\/div><\/div><\/div><\/div>
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            Money Market Account:<\/strong><\/h4>\n
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            • $2,500 minimum daily balance required each monthly statement cycle to avoid $10.00 monthly service charge and earn money market rate<\/li>\n
            • Tiered interest rates:\n
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              • $1,000 -$2,499.99<\/li>\n
              • $2,500 - $24,999.99<\/li>\n
              • $25,000 - $99,999.99<\/li>\n
              • $100,000 and over<\/li>\n<\/ul>\n<\/li>\n
              • $10 excessive item charge per each debit\/withdrawal in excess of 6 per statement cycle<\/li>\n
              • No paper statement fee<\/li>\n
              • $1,000 minimum daily balance required to earn interest.<\/li>\n<\/ul><\/div><\/div>

                Savings Account:<\/strong><\/h4>\n
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                • $50 minimum daily balance required to earn interest<\/li>\n
                • $100 minimum daily balance required to avoid $5.00 per quarter service charge<\/li>\n
                • Tiered interest rates:\n
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                  • $50.00 - $999.99<\/li>\n
                  • $1,000 and over<\/li>\n<\/ul>\n<\/li>\n
                  • No charge for first 9 debits\/withdrawals per quarter, thereafter $2.00 each excessive item charge per debit\/withdrawal<\/li>\n
                  • Paper statement fee of $2.00 per quarter to receive paper statement<\/li>\n
                  • Senior Savings<\/strong> (Age 55 & over)- All items above with addition of unlimited withdrawals in person or at ATM and no paper statement fee<\/li>\n<\/ul><\/div><\/div><\/div>

                    *All accounts require $100 to open. All product descriptions as of 09\/12\/2022.
                    \n*Sales tax will be collected on all deposit product service charges and fees.
                    \n*Excessive item charge for all accounts will be included in the service charge each statement cycle.<\/p>\n

                    Other service fees may apply, refer to our Schedule of Fees for details.<\/strong><\/p><\/div><\/div><\/div><\/div>

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                    USA Patriot Act:<\/span><\/h5>\n

                    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH OUR FINANCIAL INSTITUTION<\/strong><\/span><\/p>\n

                    Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.<\/span><\/p>\n

                    What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.<\/span><\/p><\/div><\/div><\/div>

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                      Deposit ProductsFirst New Mexico Bank, Las Cruces offers a wide variety of accounts and convenient services to make banking easier, but the best part is that we are here for …<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-40","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/pages\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":36,"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/pages\/40\/revisions"}],"predecessor-version":[{"id":2008,"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/pages\/40\/revisions\/2008"}],"wp:attachment":[{"href":"https:\/\/firstnewmexicobanklc.com\/index.php\/wp-json\/wp\/v2\/media?parent=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}